top of page

Desk Drawer Fund Raffle

Starting Monday, October 30, join us in supporting the Desk Drawer Fund by purchasing $20 raffle tickets to the quarterly Desk Drawer Fund Raffle!

You could win up to $20,000.

Visit any MSUFCU or OU Credit Union Branch location to purchase your tickets!

By purchasing a raffle ticket you're helping support our mission to contribute to the public good and make a positive impact.

Reasons to Purchase a Ticket

Make an 

Strengthen Your


Elizabeth Tabor

Elizabeth Tabor

2023 Q2 Winner: $20,000

Michelle Wilcox

Michelle Wilcox

2023 Q1 Winner: $20,000

Ronald Darling Jr.

Ronald Darling Jr.

2022 Q3 Winner: $16,580

Kathleen Edsall-Parr

Kathleen Edsall-Parr

2022 Q4 Winner: $11,640

Desk Drawer Fund Raffle Winners

Desk Drawer Fund Member Raffle



Tickets for the Desk Drawer Fund Member Raffle may be purchased for $20 beginning at 9 AM EST on Monday, July 10, 2023 through 5:30 PM EST Monday, August 14, 2023. (“Raffle Period”). By purchasing a Raffle ticket, each entrant unconditionally accepts and agrees to comply with and abide by the rules, terms, and conditions below (the “Raffle Rules”), and the decisions of Michigan State University Federal Credit Union (“MSUFCU”), which will be binding in all respects.



The Raffle is only open to account owners of MSUFCU who maintain a personal account with MSUFCU“(as opposed to a business account) that is in good standing, are legal United States residents, a State of Michigan resident, is eighteen years of age or older as of the date that the Raffle ticket is purchased, and abide by the Raffle Rules. Purchase of a Raffle ticket by more than one individual, purchase on behalf of an entity, and purchase on behalf of another person(s) are not permitted. MSUFCU employees, Board members, Supervisory Committee members, and DDF Board members are not eligible.



MSUFCU will sell up to 3,000 Raffle tickets for the Raffle. If MSUFCU sells all 3,000 Raffle tickets, then the winner of the Raffle will receive $20,000 cash (less any applicable tax withholding obligations) deposited into the winning member’s account. If MSUFCU does not sell all 3,000 Raffle tickets, then the winner of the Raffle will receive the greater of $5,000 or 50% of the amount paid for all Raffle tickets purchased during the Raffle Period up to a maximum of $20,000 (less any applicable tax withholding obligations), in cash deposited into the winning member’s account. MSUFCU is not otherwise responsible for the winner’s receipt of the prize.


MSUFCU is not responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the winner’s use of the prize money. The winner may not elect to assign the prize money or request that the prize money be substituted except at the discretion of MSUFCU. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by MSUFCU.



The winning Raffle ticket will be randomly selected at MSUFCU Headquarters. Chances of winning are based on the number of Raffle tickets purchased. For example, if 3,000 Raffle tickets are purchased, then chance of one ticket winning is 1 in 3,000.


The winner will be notified by email and phone. MSUFCU may publicly announce the winner through social media channels, including, but not limited to, MSUFCU’s Facebook, Instagram, LinkedIn pages and/or on the Desk Drawer Fund’s Raffle page ( Winner may receive notification by email and phone, prior to, concurrent with, or subsequent to, any such social media announcement. Any prize not claimed within 60 days from the drawing date must be awarded using another drawing of the original ticket stubs or donated to another non-profit with permission from the Charitable Gaming Division. Prizes cannot be reverted to the licensed organization.


The winner must sign a release and consent form that allows MSUFCU to use the winner’s name, image, and likeness in MSUFCU advertising. If MSUFCU does not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner may be selected.



Raffle tickets may only be purchased in-person at an MSUFCU or OU Credit Union branch.


Raffle tickets are nonrefundable. MSUFCU is not responsible for:

  • Lost Raffle tickets;

  • Attempts to purchase a Raffle ticket outside of the Raffle Period;

  • Mistaken, incorrect, or illegible contact information provided to MSUFCU, resulting in MSUFCU’s inability to contact the owner of a winning Raffle ticket;

  • Technical hardware or software used or necessary to purchase a raffle ticket electronically;

  • Lost or unavailable network or telephone connections; or

  • Failed, incomplete, garbled, or delayed computer transmissions or phone service that may limit a user's ability to purchase a Raffle ticket.



Each winner must sign a release form agreeing:

  • To all terms and conditions related to this promotion.

  • To allow MSUFCU, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of MSUFCU.

  • That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of the prize.



MSUFCU reserves the right to modify, suspend, and/or terminate this contest for any reason in its discretion, including if MSUFCU determines in its sole discretion that a virus, bug, nonauthorized human intervention, or other cause corrupts or impairs the administration, security, fairness, or resolution of the Raffle. In case of suspension or termination, a notice will be posted, and, at MSUFCU’s discretion, Raffle tickets may be refunded or a winner may be selected from all non-suspect Raffle tickets purchased. Inclusion in such alternate raffle drawing is not guaranteed, but if it occurs will constitute an included entrant’s sole and exclusive remedy under such circumstances. MSUFCU reserves the right to disqualify any entrant if his or her fraud or misconduct affects the integrity of the Raffle or fails to remain in good standing with MSUFCU.


MSUFCU retains the right to change or modify these rules at any time without notice. MSUFCU is not responsible for any typographical or other error in the printing of Raffle materials, administration of the Raffle, or in the announcement of the prize. By participating, entrants agree to these Raffle Rules and to the determination of the Raffle winner, which will be final and binding in all respects.


Any legal challenge related to the Raffle must be filed within 6 months of the determination of the Raffle winner. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant’s agreement to this 6 month limitation period.


The invalidity or unenforceability of any provision of these Raffle Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Raffle Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. The Raffle and all issues relating to it and these Raffle Rules will be governed by and construed in accordance with the internal laws of the state of Michigan without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other state’s laws. 


License Number: C30742



Any legally required winner list may be obtained by sending a self-addressed, stamped envelope to: Desk Drawer Fund at P.O. Box 4638, East Lansing, MI 48826. All such requests must be received within six weeks after the end of the Raffle Period.


bottom of page